Author: Calvin Lam

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Harddisk is history?

In September 2021, I blogged about choosing between hard disk and SSD (Solid State Disk) as digital memory options. Fast forward 1.5 years, and I think it’s safe to say that hard disk (HDD)...

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Cloud Storage, go for it?

Is storing most of your data on clouds (of which there are heaps of providers) suitable for you? If you want the full discussion on the pros and cons of Cloud storage, refer to...

Secrets of a Fulfilled Life 0

Secrets of a Fulfilled Life

A fulfilled life would contribute to Carefree living, hence would love to share this, this guy (Oliver Burkeman) has been writing life-changing advice articles for over a decade. See if you agree? https://www.theguardian.com/lifeandstyle/2020/sep/04/oliver-burkemans-last-column-the-eight-secrets-to-a-fairly-fulfilled-life?utm_source=pocket&utm_medium=email&utm_campaign=pockethits Credits...

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Virtual Banks

This blog will focus on Virtual Banks, to distinguish them from other online fintechs like peer-to-peer lenders, micro investment apps, money management apps, etc which are covered under different ‘banking’ licences. The distinction is...